FINANCIAL SECURITY OF CREDIT ORGANIZATIONS AND ITS ROLE IN MAINTAINING THE STABILITY OF THE RUSSIAN ECONOMY

Abstract

today, the banking system is a key element that ensures the functioning of the national economy, in this regard, special attention should be paid to ensuring the financial security of commercial banks in order to maintain the stability and stability of the banking sector and ensure the economic security of the state. The article reveals the essence of the concept of "financial security", the authors formulate the factors influencing the financial security of commercial banks, outline the mechanisms of internal and external responses aimed at protecting both individual banks and the banking system as a whole from endogenous and exogenous threats. Particular attention, both within the framework of the organization of internal control in commercial banks and in the analysis of the supervisory policy of the Bank of Russia in order to ensure the financial security of the banking sector, is given to the protection of credit institutions from crimes related to ML/FT: the features of building a bank’s internal control system for AML purposes are disclosed /FT, as well as measures of the Bank of Russia related to combating crimes in this area. The paper also analyzes some indicators characterizing the state of the banking sector, in the context of the ongoing supervisory policy in order to counter modern challenges and threats, and some measures of the Bank of Russia aimed at maintaining the financial stability of the banking sector.